Carriers & Partners

We provide both personal & commercial lines carriers for our agency partners, as well as many other services & resources built for the independent agent. You own your book of business. 

  • You quote & issue from your office.
  • We offer competitive commission rates.
  • There are no "hidden surprises" or "strings attached."
  • Better access to products and markets.
  • PIA Membership & Legislative Resources.
  • Agency Transfer, Succession and Perpetuation planning.

We Do Business In a Very Simple, Straight-Forward Manner Whereby We Truly Partner With You


Our Carriers & Agency Resources

"You will not find better people to work with...CMS is very important to the overall success of our business."

~ Neel Smith - Smith Insurance & Investments, Lebanon, TN.